Mandatory insurance for personal mobility vehicles (PMVs) – including electric scooters – will not come into force in Spain on January 2.
Despite it being set out in law, the official vehicle register required for the system is not yet regulated or operational.
The Direccion General de Trafico (DGT) confirmed that although the royal decree establishing the PMV register is being processed under an urgent procedure, it will not be approved in time for the January 2 deadline.
As a result, the obligation to take out insurance will not apply until the register is legally regulated and fully operational.
However, an exception applies to owners of PMVs weighing more than 25kg and capable of speeds above 14km/h, which must be insured regardless of registration, with a deadline of January 26 to comply.
The law introducing compulsory insurance for PMVs was published in Spain’s Official State Gazette (BOE) at the end of July and set January 2 as its start date.
It also required the Government to create a public register for these vehicles before the obligation could take effect – which it has not yet done.
At present, there is no confirmed deadline for registering PMVs, most commonly electric scooters.
Estimates suggest there could be between 500,000 and one million such vehicles currently in circulation in Spain.
Although compulsory insurance is not yet enforceable, Law 5/2025, which amended Spain’s legislation on civil liability and motor insurance last July, establishes that the Consorcio de Compensación de Seguros (CCS) will act as the guarantor in accidents involving uninsured vehicles where personal injury occurs.
This guarantee does not extend to material damage.
Once the insurance requirement becomes enforceable, riding a PMV without cover may result in fines ranging from €200 to €1,000.
